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HOME  CONTRACTING COUNTRIES  /  German Pension Insurance Claim | Albania

German Pension Refund Eligibility |Albania 

The information below is for Albanian citizens who previously worked in Germany and contributed to the German pension system.


Germany - Albania German Pension Refund | All Rights Reserved

German Pension Refund Eligibility for Albanian Citizens

As an Albanian Expat, while you were employed in Germany, each month a percentage of your gross salary was paid to the Deutsche Rentenversicherung - the statutory German Pension Insurance - as a pension insurance contribution for your retirement pension.


But what happens to your contributions now, after you have left Germany? Can you get that money back?

The German Social Security Code (§210 SGB VI) regulates the reimbursement of pension contributions from the German Pension Insurance in general, while the Social Security Agreement between Germany and Albania defines how this law applies to you.

Rule of Thumb For Albanians:

As an Albanian you can get a pension refund only if you have worked in Germany for less than 5 years and  24 months have passed since the last contribution was paid .

Can Albanian Citizens Claim a Refund of their German Pension Contributions?


After leaving Germany you are generally eligible for a German pension refund, if...

a) you are not allowed to keep paying German Pension contributions (voluntary insurance) where you currently live, and... 

b) at least 24 months have passed since the last pension contribution payment in Germany.

If you are allowed to pay voluntary insurance (a), is defined by the agreement with your home country.


Office building Rentenversicherung, Berlin  | The German statutory pension insurance | All Rights Reserved

Are Albanian Citizens Allowed to Pay Pension Insurance Contributions After Leaving Germany?

The Social Security Agreement* between Germany and Albania answers that question: 

If you still live in the EU or the United Kingdom, you are allowed to keep paying pension contributions to Germany. 

Also, if you have already paid contributions for at least 60 months you are allowed to keep paying German Pension Contributions from anywhere in the world where you live. In that case you cannot get a refund, because you have qualified for old age pension from Germany.

In other words:

As an Albanian citizen, you can only get a pension refund if you have not qualified for retirement pension yet, and you live outside of the EU / United Kingdom. 

*Agreement between Germany and Albania on Social Security

Social Security Agreement:


If you already qualify for a German retirement pension the Social Security Agreement between Germany and Albania allows you to pay voluntary contributions to grow your pension from anywhere in the world

As an Albanian Expat in Germany you need 60 monthly contributions to qualify for a retirement pension.

If you have not qualified yet, but you still live in the EU or United Kingdom, you are allowed to pay voluntary contributions if you want to reach the 60 months minimum

If you have not qualified for a pension, and you live in a non-EU country, you could be eligible for a pension refund 24 months after the last contribution was paid.

​How Long Does a German Pension Refund for Albanian Citizens Take?

The German pension authority is supposed to provide a decision on your claim within 6 months from submission.

If after 6 months you have not received a decision (Bescheid) from the authorities in Germany, our specialists will take legal action based on the Social Court Act (§88 SGG) and sue the authority for inaction. The court will then force the pension office to act. 

How We Speed Up the Refund Process: is able to provide you with the fastest refund process at under 8 weeks while others have to wait six months or longer.

Your refund will be taken care of by legal specialists and therefore, Easy, Quick, and Secure. Sit back and relax until your refund has been directly deposited in your bank account!

How Much Can I Claim From My German Pension Insurance?

While you were employed in Germany, 9.3%* was deducted from your gross salary up to the income threshold and transferred to the German Pension Insurance.


As an Albanian citizens you can claim your pension insurance contributions based on the rules explained above.


Use our free reimbursement calculator to get an estimate of your possible premium reimbursement.


* Current rate since 2018, different in previous years

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Mulewa Johychim
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A+ experience...fantastic providing great communication

Honestly an A+ experience. I put off getting my pension back for so long due to the amount of effort it would require (not to mention the language barrier!).

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Eric Ferguson
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Rate was reasonable...very responsive to any questions

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Jeevan Gudase
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If you are curious to read more about the social security agreement and its effects on working in Germany and Albania, you can find more information about the Deutsche Rentenversicherung here. 

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German Pension Contribution Refund

Our service is Easy, Quick and Secure.


Thanks to our years of experience, we know exactly how to speed up the processing time of your German Pension Refund and we make sure that you enjoy a smooth, pleasant, and uncomplicated premium refund. 


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Free Eligibility Check

We provide Free Eligibility check - do not hesitate to claim your refund.

Feel free to Contact Us regarding your German pension refund, eligibility, residency, waiting period, or any other questions that might arise reading through our refund information. We are here for you.

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