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Get Reimbursed

Sit back and relax until your German Pension Refund has been deposited directly into your bank account. Easy,  & Secure.

We protect your privacy. The information will only be used to evaluate your eligibility, to customize your refund agreement, and will NOT be shared with third parties.

Fast and Secure German Pension Refund for Non-Eu Citizens

If you are a citizen from outside the European Union who has worked in Germany, you may be eligible to claim a pension refund Germany after you leave Germany.
 

For you to qualify for a refund of your German pension contributions, you must meet these two specific requirements:


#1: You must currently live in a non-EU country.


#2: At least 24 months must have passed since your last pension contribution to the German pension fund.

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If you meet those two requirements, congrats, you could* qualify for refund of your pension contributions!
 

And the best news of all: You don’t need to worry about the frustrations of German bureaucracy to claim your refund.

 
Claim your refund online today. Not only will we save you time and hassles, but we will also help you with the certificate of life, the payment declaration, the payment authorization form, the deregistration, and any other document required to avoid any potential complications that may come your way during the process. And if you no longer hold a German bank account, we will help you receive your German pension refund in your local bank account in your currency of choice.

 

Have you been contributing to supplementary pension or occupational pension schemes as well? We will also help you claim those refunds to make sure you do not leave any money behind. 
 

We are here for you!

How to get a German Pension Refund online  | The German statutory pension insurance | All Rights Reserved

We have been helping people just like yourself successfully claim their refunds since 2015.


And we do it in an easy, fast, and secure way that will get you real results immediately.


Claim your refund online today, then sit back and relax until we deposit your pension payment refund into your bank account.

 

Check out how easy it is to get your German Pension Refund with us!

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Read why expats love working with us.

Do I Qualify for a German Pension Refund?

If you are a non-EU citizen and you live in a non-EU country and at least 24 months have passed since your last pension contribution to the German pension fund, you may be entitled to get a German pension refund.

* Additional rules apply for citizens of the following countries:

For USA, India, Australia, Canada, Brazil, Albania, Moldova, North MacedoniaThe PhilippinesSouth Korea, and Uruguay…to qualify for German pension refunds, your German pension insurance balance must hold less than 5 years of pension contributions.

Japanese citizens: if you currently live in your home country, your German pension insurance balance must hold less than 5 years of contributions. However, if you live abroad in another non-EU country, like Canada as an example, this limit does not apply. 

Former Yugoslav-state citizens can only claim a refund (before reaching retirement age) residing in a non-EU country outside the former Yugoslav-states area, like the USA as an example.

Israeli citizens only qualify for a German Pension refund (before reaching retirement age) if you currently live outside of Israel, in another country like New Zealand as an example. 

Your nationality is not listed above? Congrats, that means no additional rules or limitations apply for you! 

Claim your refund online today. You can also use our free eligibility check to verify if your pension contributions are eligible for a refund. No worries, we will take care of all the bureaucratic tasks like your payment authorization form, certificate of life, payment declaration, and all the other documents required to proceed with your refund. Please note that no minimum fee will apply to the process of refunding all your pension payments. 

Do I Qualify for a Geman Pension Refund

How Much Can I Reclaim From My German Pension?

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While you were employed in Germany, 9.3% * was deducted from your gross salary up to the income threshold and transferred to the German Pension Insurance.

 

If you are a non-European citizen, you can claim your pension insurance contributions back after moving out of Germany, provided you are entitled to do so.

 

Use our free reimbursement calculator to get an estimate of your possible premium reimbursement.

The average pension refund is 11,800 Euros and you do not need to hold a German bank account to receive your funds. 

* Current rate since 2018, different in previous years

About GermanyPensionRefund.com

GermanyPensionRefund.com is the leading expert for German pension contribution refunds on the market since 2015


Our goal is to provide the safest, fastest, and most easy refund experience. Claim your refund online with us, then sit back with peace of mind while we take care of everything for you.  Read more.
 
 

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Office building Rentenversicherung, Berlin  | The German statutory pension insurance | All Rights Reserved

We are experts on this topic. Our team is specialized in every social security agreement Germany has signed. Our experience goes back to the year 2015

We team up with specialized law firms to speed up the process and gain full legal leverage. Read more.
 
We provide free evaluation of your case - do not hesitate to contact us regarding your refund, eligibility, residence, waiting period, or any other questions that might arise reading through the information about German Pension Refunds.

Read below how our most recent customers experienced working with us.  

Or visit our Testimonials.

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JAN/22/2025

Extremely satisfied, remarkably quick

I am extremely satisfied with the service provided by Germany Pension Refund. The entire process was very smooth, and everything was completed remarkably quickly. Thank you, Germany Pension Refund! I highly recommend this service.

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JAN/16/2025

Glad to work with them

I am glad to work with them. This firm helped me to get my money.

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JAN/14/2025

Proactive, reliable, fantastic!

I had an excellent experience with German Pension Refund! The entire process was smooth and hassle-free. I received my refund within just 1.5 months, which was faster than I expected.

A special thanks to Johannes Kühn for his proactive and professional assistance throughout the process. He kept me updated at every step and ensured everything was handled efficiently.

I highly recommend German Pension Refund to anyone looking for a reliable and effective service. They are doing a fantastic job!

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JAN/07/2025

Simple without any issues

Great service and customer support (in English). I had a great experience with this company and recommend it for everyone. My Pension refund process was very simple without any issues and in the informed timeframe.

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JAN/21/2025

Completed within 2 months

It was a good experience working with Christian Kliem from German Pension Refund for my pension refund process. The whole process was completed within two months.

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JAN/15/2025

Patiently guided me

Christian who assisted me with my pension refund was really helpful and patiently guided me in getting all the papers needed for me to get it refunded

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JAN/14/2025

Hassle free, quick, refund within a month

Thank you for providing hassle free service. It was very quick and I was able to get the refund within a month. I was initially skeptical about the genuineness of the service. But, later on I must say it turned out to be a good decision to delegate it to you guys. Thanks again for helping me through out this process.

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JAN/01/2025

Refund obtained in the quickest time possible

The service provided by Johannes was extremely professional with updates provided on the process status on a regular basis. The paperwork required for the pension refund process was exact and the processing of the same was done professionally and the refund was obtained in the quickest time administratively possible. I strongly endorse this organization especially Johannes for getting me the refund.

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JAN/19/2025

Fast, timely, save time and energy

He was kind and fast reply on all my mails. It was really great that he keeps updates current states in timely manner and provide actual benefit to save lots of time and energy.

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JAN/15/2025

Worth every penny

Not to be dramatic, but this agency saved my life. I lived in Germany for just under 3 years, so I was eligible for my pension return. They were able to get me my refund in less than 2 months (the average time is closer to 6 months). Despite my years in Germany, I didn't stand a chance to navigate the bureaucracy, and it was worth every penny. On top of that, they were incredibly compassionate, professional, and friendly. Danke VERY much!!

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JAN/11/2025

Answered all my questions

I went through the process with Christian he was very nice and professional. He answered all my questions and kept me informed throughout the process. The processed took about 5 months. I was so happy to receive my refund

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JAN/01/2025

Clear information throughout

Thank you so much Christian. You guys are doing a great job. Very helpful and clear information throughout the whole
Process. Highly Recommended👍

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