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Fast and Secure German Pension Refund for Non-Eu Citizens
If you are a citizen from outside the European Union who has worked in Germany, you may be eligible to claim a pension refund Germany after you leave Germany.
For you to qualify for a refund of your German pension contributions, you must meet these two specific requirements:
#1: You must currently live in a non-EU country.
#2: At least 24 months must have passed since your last pension contribution to the German pension fund.
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If you meet those two requirements, congrats, you could* qualify for a refund of your pension contributions!
Got more questions? Visit our FAQ page for full details.
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And the best news of all: You don’t need to worry about the frustrations of German bureaucracy to claim your refund.
Claim your refund online today. Not only will we save you time and hassles, but we will also help you with the certificate of life, the payment declaration, the payment authorization form, the deregistration, and any other document required to avoid any potential complications that may come your way during the process. And if you no longer hold a German bank account, we will help you receive your German pension refund in your local bank account in your currency of choice.
Have you been contributing to supplementary pension or occupational pension schemes as well? We will also help you claim those refunds to make sure you do not leave any money behind.
We are here for you!
How to get a German Pension Refund online | The German statutory pension insurance | All Rights Reserved
We have been helping people just like yourself successfully claim their refunds since 2015.
And we do it in an easy, fast, and secure way that will get you real results immediately.
Claim your refund online today, then sit back and relax until we deposit your pension payment refund into your bank account.
Check out how easy it is to get your German Pension Refund with us!
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​​Read why expats love working with us.
Do I Qualify for a German Pension Refund?
If you are a non-EU citizen and you live in a non-EU country and at least 24 months have passed since your last pension contribution to the German pension fund, you may be entitled to get a German pension refund.
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* Additional rules apply for citizens of the following countries:
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For USA, India, Australia, Canada, Brazil, Albania, Moldova, North Macedonia, The Philippines, South Korea, and Uruguay…to qualify for German pension refunds, your German pension insurance balance must hold less than 5 years of pension contributions.
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​Japanese citizens: if you currently live in your home country, your German pension insurance balance must hold less than 5 years of contributions. However, if you live abroad in another non-EU country, like Canada as an example, this limit does not apply.
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​​Former Yugoslav-state citizens can only claim a refund (before reaching retirement age) residing in a non-EU country outside the former Yugoslav-states area, like the USA as an example.
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Israeli citizens only qualify for a German Pension refund (before reaching retirement age) if you currently live outside of Israel, in another country like New Zealand as an example.
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Your nationality is not listed above? Congrats, that means no additional rules or limitations apply for you!
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Claim your refund online today. You can also use our free eligibility check to verify if your pension contributions are eligible for a refund. No worries, we will take care of all the bureaucratic tasks like your payment authorization form, certificate of life, payment declaration, and all the other documents required to proceed with your refund. Please note that no minimum fee will apply to the process of refunding all your pension payments.
How Much Can I Reclaim From My German Pension?
While you were employed in Germany, 9.3% * was deducted from your gross salary up to the income threshold and transferred to the German Pension Insurance.
If you are a non-European citizen, you can claim your pension insurance contributions back after moving out of Germany, provided you are entitled to do so.
Use our free reimbursement calculator to get an estimate of your possible premium reimbursement.
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The average pension refund is 11,800 Euros and you do not need to hold a German bank account to receive your funds.
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About GermanyPensionRefund.com
GermanyPensionRefund.com is the leading expert for German pension contribution refunds on the market since 2015.
Our goal is to provide the safest, fastest, and most easy refund experience. Claim your refund online with us, then sit back with peace of mind while we take care of everything for you. Read more.
Office building Rentenversicherung, Berlin | The German statutory pension insurance | All Rights Reserved
We are experts on this topic. Our team is specialized in every social security agreement Germany has signed. Our experience goes back to the year 2015.
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We team up with specialized law firms to speed up the process and gain full legal leverage. Read more.
We provide free evaluation of your case - do not hesitate to contact us regarding your refund, eligibility, residence, waiting period, or any other questions that might arise reading through the information about German Pension Refunds.
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Read below how our most recent customers experienced working with us.
Or visit our Testimonials.​
JUN/12/2025
Helpful, prompt
Very much helpful and prompt to get pension refunds and Julia's response to any queries was really instant
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MAY/27/2025
No questions left unanswered
Just got my pension refund and it was as easy and straight forward as I could have imagined.
Very pleasant experience, everything was explained and no questions were left unanswered.
Johannes was always in touch all the way through and I never felt like my case or I don't matter, always friendly and helpful.
Thank you very much and good luck moving forward!
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MAY/16/2025
Truly commendable
I would like to express my sincere gratitude for the exceptional assistance provided by Johannes Kühn during my refund process. As an overseas claimant, navigating the requirements and paperwork could have been overwhelming, but Johannes’ professionalism, expertise, and responsiveness made the entire experience seamless and stress-free.
His attention to detail, clear communication, and dedication to resolving queries promptly were truly commendable. Thanks to his support, my claim was handled efficiently, and I am extremely satisfied with the outcome.
Johannes is a tremendous asset to the Company, and I would highly recommend Germany Pension Refund’s services to anyone seeking assistance with pension refunds from abroad.
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MAY/13/2025
Timely response and updates on the progress
Your professional approach, openness & transparency is highly highly appreciated. Timely response and updates on the progress. Very good experience of working
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JUN/11/2025
Very smooth
I Strongly refer this company to work. As committed they cleared and Settle the Amount, Calculation was made accurate and also it was very smooth to work on the process. Thanks a lot Team ..
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MAY/21/2025
Transparent, quick, hassle free
I would like to recommend their services to anyone who wants a hassle free, transparent and quick service for their Pension Refund. The whole process was a cakewalk without getting into too much bureaucracy and least amount of documents. Julia was very patient with my questions. I got my refund in less than two months. Highly recommended.
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MAY/16/2025
2.5 months
I have no words to express my gratitude towards this firm and a very special thanks to Mr. Johannes. I was near about to lost my hope to get this money and one day I just seen this add on german fb friend. It was 4 yrs I left germany so were not sure abt it. Once I contact them, Mr. Johannes guide me for everything and I get my money just in 2.5months. If you want yr money without any trouble, just contact them. Thank you very much again Mr. Johannes and all other team members for make it happen.
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MAY/11/2025
Entire process was quick and well handled
If you're planning for pension disbursement, I would highly recommend "Germany Pension Refund". I just had to sign few documents and the rest was taken care by Johannes. The entire process was quick and well handled by the refund team.
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MAY/27/2025
Process was super smooth
Excellent company! I'd recommend them to everyone.
The process was super smooth and all the German bureaucracy was dealt by them.
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MAY/17/2025
Professional, on time, clear
I had a great experience working with Julia. The communication was professional and clear. All the requirements were clearly stated and the process was completed on time as expected
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MAY/14/2025
Crystal clear communication, strongly recommend
I recently got my pension refund courtesy of Germany Pension Refund. Johannes was crystal clear in all his communication and helpfully answered/clarified all my queries. After I submitted the required documents, I was informed of the timeline for the processing to be completed and when I would get the refund. I was kept informed about the progress by Johannes. I thank and commend Johannes for being very helpful and thoughtful in all his interactions. I strongly recommend Germany Pension Refund.
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MAY/10/2025
Lead me every step of the way
Johannes from Germany Pension Refund was super professional and very helpful! He lead me every step of the way and I’m very happy of the result. recommended!
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