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Fast and Secure German Pension Refund for Non-Eu Citizens
If you are a citizen from outside the European Union who has worked in Germany, you may be eligible to claim a pension refund Germany after you leave Germany.
For you to qualify for a refund of your German pension contributions, you must meet these two specific requirements:
#1: You must currently live in a non-EU country.
#2: At least 24 months must have passed since your last pension contribution to the German pension fund.
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If you meet those two requirements, congrats, you could* qualify for refund of your pension contributions!
And the best news of all: You don’t need to worry about the frustrations of German bureaucracy to claim your refund.
Claim your refund online today. Not only will we save you time and hassles, but we will also help you with the certificate of life, the payment declaration, the payment authorization form, the deregistration, and any other document required to avoid any potential complications that may come your way during the process. And if you no longer hold a German bank account, we will help you receive your German pension refund in your local bank account in your currency of choice.
Have you been contributing to supplementary pension or occupational pension schemes as well? We will also help you claim those refunds to make sure you do not leave any money behind.
We are here for you!
How to get a German Pension Refund online | The German statutory pension insurance | All Rights Reserved
We have been helping people just like yourself successfully claim their refunds since 2015.
And we do it in an easy, fast, and secure way that will get you real results immediately.
Claim your refund online today, then sit back and relax until we deposit your pension payment refund into your bank account.
Check out how easy it is to get your German Pension Refund with us!
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​​Read why expats love working with us.
Do I Qualify for a German Pension Refund?
If you are a non-EU citizen and you live in a non-EU country and at least 24 months have passed since your last pension contribution to the German pension fund, you may be entitled to get a German pension refund.
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* Additional rules apply for citizens of the following countries:
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For USA, India, Australia, Canada, Brazil, Albania, Moldova, North Macedonia, The Philippines, South Korea, and Uruguay…to qualify for German pension refunds, your German pension insurance balance must hold less than 5 years of pension contributions.
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​Japanese citizens: if you currently live in your home country, your German pension insurance balance must hold less than 5 years of contributions. However, if you live abroad in another non-EU country, like Canada as an example, this limit does not apply.
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​​Former Yugoslav-state citizens can only claim a refund (before reaching retirement age) residing in a non-EU country outside the former Yugoslav-states area, like the USA as an example.
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Israeli citizens only qualify for a German Pension refund (before reaching retirement age) if you currently live outside of Israel, in another country like New Zealand as an example.
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Your nationality is not listed above? Congrats, that means no additional rules or limitations apply for you!
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Claim your refund online today. You can also use our free eligibility check to verify if your pension contributions are eligible for a refund. No worries, we will take care of all the bureaucratic tasks like your payment authorization form, certificate of life, payment declaration, and all the other documents required to proceed with your refund. Please note that no minimum fee will apply to the process of refunding all your pension payments.
How Much Can I Reclaim From My German Pension?
While you were employed in Germany, 9.3% * was deducted from your gross salary up to the income threshold and transferred to the German Pension Insurance.
If you are a non-European citizen, you can claim your pension insurance contributions back after moving out of Germany, provided you are entitled to do so.
Use our free reimbursement calculator to get an estimate of your possible premium reimbursement.
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The average pension refund is 11,800 Euros and you do not need to hold a German bank account to receive your funds.
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About GermanyPensionRefund.com
GermanyPensionRefund.com is the leading expert for German pension contribution refunds on the market since 2015.
Our goal is to provide the safest, fastest, and most easy refund experience. Claim your refund online with us, then sit back with peace of mind while we take care of everything for you. Read more.
Office building Rentenversicherung, Berlin | The German statutory pension insurance | All Rights Reserved
We are experts on this topic. Our team is specialized in every social security agreement Germany has signed. Our experience goes back to the year 2015.
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We team up with specialized law firms to speed up the process and gain full legal leverage. Read more.
We provide free evaluation of your case - do not hesitate to contact us regarding your refund, eligibility, residence, waiting period, or any other questions that might arise reading through the information about German Pension Refunds.
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Read below how our most recent customers experienced working with us.
Or visit our Testimonials.​
APR/10/2025
Kept me updated
Throughout the process Julia kept me updated on the status and was very helpful. She answered all my queries and I recommend them for a hassle-free refund process.
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APR/08/2025
Transparency and timely updates ensure peace of mind
Totally impressed with the service! Never thought that while sitting in another country, I could get things done in such an efficient manner. The transparency and timely updates ensure peace of mind. Highly recommended 'Germany Pension Refund' as a trusted service.
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APR/04/2025
Reliable, transparent, strongly recommend
I strongly recommend the services of the German Pension Fund company. They are 100% reliable and transparent. Just a few forms to fill in, and everything is taken care of.
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APR/01/2025
Well prepared, prompt, professional
I had a great experience with them. They took care of the documentation and were well prepared while I was gathering all relevant details. Communication was prompt and professional.
Would definitely recommend them if you are looking for your pension refund. :)
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APR/09/2025
More than expected, very supportive
Everything went perfect and very smooth even more than expected.. they are very supportive whenever I have any inquiry they respond in no time.
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APR/05/2025
Responsive, prompt, clear, great experience
I had a great experience working with Germany Pension Refund. I worked with Julia and she was very prompt and clear with instructions and answering any questions I had. I wasn't looking forward to dealing with the German bureaucracy after moving to the US to get the pension refund. I contacted a few companies and Germany Pension Refund was the most responsive and informative out of the bunch. Thank you again Julia!
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APR/03/2025
Amazing
it was amazing. they are really top professional company they will finalize what you want easy and faster
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MAR/28/2025
Applied beginning of March, refund by end of March
I applied on beginning of Mar 2025, and received the refund by end of Mar 2025 itself. I tried applying myself before, and did not succeed. Huge thanks to Julia Kim & team who co-ordinated to help get the pension refund.
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APR/09/2025
Completed in around a month and a half
Thanks a lot to the entire team. The transfer process was very smoothly done and was completed in around a month and half. Even the refund amount was a bit higher than I expected. Special thanks to Julia who was my point of contact (I think each employee of the company are equally polite) and was upfront on updating me with progress.
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APR/04/2025
Legit, pleasant, smooth experience
I highly recommend Germany Pension Refund. I had a pleasant and smooth experience claiming my Pension Refund through them. They are legit. Legally, it would take 6 months for you to claim your refund. But with them, in just over a month, my refund was granted. Saved myself from headaches and hassle of German Bureaucracy. Special thanks to Miss Julia, she was so helpful and transparent. To the hardworking people behind Germany Pension Refund, Thank you so much with all your help!
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APR/02/2025
Smooth, transparent, and hassle-free
I had a fantastic experience with Germany Pension Refund! The process was smooth, transparent, and hassle-free. Huge thanks to Johannes for his prompt responses and expert guidance every step of the way. If you need pension refund assistance, I highly recommend them—they make it easy! Wishing Germany Pension Refund continued success and growth!
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MAR/28/2025
Super easy
Johannes and the team were really lovely to deal with. Made it super easy. Thank you
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