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HOME  CONTRACTING COUNTRIES  /  German Pension Insurance Claim | Bosnia

German Pension Refund Eligibility Bosnia-Herzegovina

The information below is for Bosnian citizens who previously worked in Germany and contributed to the German pension system.

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German Pension Refund Eligibility for Bosnian Citizens

As an Bosnian Expat, while you were employed in Germany, each month a percentage of your gross salary was paid to the Deutsche Rentenversicherung - the statutory German Pension Insurance - as a pension insurance contribution for your retirement pension.

 

But what happens to your contributions now, after you have left Germany? Can you get that money back?

The German Social Security Code (§210 SGB VI) regulates the reimbursement of pension contributions from the German Pension Insurance in general, while the Social Security Agreement between Germany and Bosnia defines how this law applies to you.

Rule of Thumb For Bosnians:

You can only be reimbursed if you currently reside outside of the EU, UK, Moldova, Kosovo, Montenegro, Serbia, or Bosnia-Herzegovina. It does not matter how long you have paid contributions.

Can Bosnian Citizens Claim a Refund of their German Pension Contributions?

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After leaving Germany you are generally eligible for a German pension refund, if...

a) you are not allowed to keep paying German Pension contributions (voluntary insurance) where you currently live, and... 


b) at least 24 months have passed since the last pension contribution payment in Germany.

If you are allowed to pay voluntary insurance (a), is defined by the agreement with your home country.

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Office building Rentenversicherung, Berlin  | The German statutory pension insurance | All Rights Reserved

Are Bosnian Citizens Allowed to Pay Pension Insurance Contributions After Leaving Germany?

The Social Security Agreement between Germany and Bosnia answers that question: 

If you still live in the EUUK, Kosovo, Montenegro, Serbia, or Bosnia-Herzegovina - you are allowed to keep paying pension contributions to Germany. 

If you live outside of this area, you are not allowed to pay German voluntary insurance, no matter how long you have already paid contributions.

In other words:

As a Bosnian citizen, you can only get a pension refund if you live outside of the EU, United Kingdom, Kosovo, Montenegro, Serbia, or Bosnia-Herzegovina. 

Social Security Agreement:

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Based on the Social Security Agreement between Germany and Bosnia  you are allowed to grow your German pension from the EU, UK, Kosovo, Montenegro, Serbia, or Bosnia-Herzegovina (voluntary insurance) after leaving Germany.

If you live outside the EU, UK, Kosovo, Montenegro, Serbia, or Bosnia-Herzegovina, you could be eligible for a pension refund, 24 months after the last contribution was paid.

​How Long Does a German Pension Refund for Bosnian Citizens Take?

The German pension authority is supposed to provide a decision on your claim within 6 months from submission.

If after 6 months you have not received a decision (Bescheid) from the authorities in Germany, our specialists will take legal action based on the Social Court Act (§88 SGG) and sue the authority for inaction. The court will then force the pension office to act. 

How We Speed Up the Refund Process:

GermanyPensionRefund.com is able to provide you with the fastest average process times of 8 weeks while others have to wait six months or longer.


A German law firm escrow account will be provided, which makes your refund process most Easy, Quick, and Secure. The correspondence happens within days, and our legal specialists know exactly how to speed up the process for you. 

How Much Can I Claim From My German Pension Insurance?

While you were employed in Germany, 9.3%* was deducted from your gross salary up to the income threshold and transferred to the German Pension Insurance.

 

As an Bosnian citizens you can claim your pension insurance contributions based on the rules explained above.

 

Use our free reimbursement calculator to get an estimate of your possible premium reimbursement.

 

* Current rate since 2018, different in previous years

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JAN/03/2024

A pleasure to work with from start to finish... I highly recommend!

Johannes was a pleasure to work with from start to finish! He kept me updated throughout the process and was quick to answer any questions I had. I highly recommend Johannes and his team!

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Vedant Gandhi
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DEC/26/2023

Timely updates...100% safe and secured refund process

The process is really smooth. Though it takes time due to beurocratic challenges but Johannes and his team takes you hand to hand with the whole process. timely updates about the process was given. And 100% safe and secured refund process. Thanks for the amazing services.

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Divya Agarwal
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DEC/23/2023

Very smooth and hassle free

They helped me with the refund process. Made the process very smooth and hassle free

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Mulewa Johychim
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DEC/22/2023

I got my refund sooner than I expected. They did all the hustle!

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Gerald Lontabo
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DEC/20/2023

6 star service

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DEC/19/2023

A+ experience...fantastic providing great communication

Honestly an A+ experience. I put off getting my pension back for so long due to the amount of effort it would require (not to mention the language barrier!).

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Wagner Fornasari
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DEC/19/2023

Professional and transparent

Completely professional and transparent process. Service without excessive bureaucracy and within the promised time.

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Hosky
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DEC/18/2023

Processed in under two months at a reasonable cost

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Eric Ferguson
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DEC/14/2023

Rate was reasonable...very responsive to any questions

I had a great experience working with Christian in helping me to process my refund. I was told the whole process could take up to 6 months, but in my case, the turnaround from application to deposit took around one. Their rate was reasonable and Christian was very responsive to any questions. Would definitely recommend this service to anyone looking to get their German pension refund.

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DEC/07/2023

Transparent from beginning to end

Straightforward, and transparent from beginning to the end. Very nice.

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Jeevan Gudase
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DEC/05/2023

Everything on point and clearly communicated

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Tim Holman
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DEC/03/2023

Very happy with the result

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German Pension Contribution Refund

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Thanks to our years of experience, we know exactly how to speed up the processing time of your German Pension Refund and we make sure that you enjoy a smooth, pleasant, and uncomplicated premium refund. 

 

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Feel free to Contact Us regarding your German pension refund, eligibility, residency, waiting period, or any other questions that might arise reading through our refund information. We are here for you.

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